For more information, please review the link below or contact your financial advisor.

Disclosure Document

Bank Deposit Sweep Program Interest Rates as of June 17, 2026.

Bank Account Balance Range	Interest Rate	APY
$0–$24,999	0.05%	0.05%
$25,000–$99,999	0.15%	0.15%
$100,000–$249,999	0.25%	0.25%
$250,000–$499,999	0.45%	0.45%
$500,000–$999,999	0.75%	0.75%
$1,000,000–$1,999,999	1.25%	1.25%
$2,000,000 or more	1.75%	1.76%

Advisory Retirement Sweep Program Interest Rates

The interest rate for your Deposit Accounts in the ARSP as of June 17, 2026, is 0.01%. The most current interest rates may be obtained from Commonwealth on this page or from your financial advisor.

Fees Retained by Commonwealth

Commonwealth's fees for its CASP services are based on factors that include the Federal Funds Effective Rate. For more information about Commonwealth's fees, refer to the section of the above referenced CASP Disclosure Document titled "Benefits to Commonwealth and Others".

Federal Funds Effective Rate

The federal funds rate as of May 1, 2026, is 3.64%.

Program Bank List as of June 30, 2026.

Please note: A client's state of residence determines their priority list.

Position	Region 1	Region 2	Region 3	Region 4
	MA, ME, NH, RI, VT	CT, NY	AK, CO, HI, ID, KS, MT, NE, NM, NV, OR, UT, WA, WY	CA
1	U.S. Bank National Association	American Express National Bank	Goldman Sachs Bank USA	U.S. Bank National Association
2	American Express National Bank	JPMorgan Chase Bank, National Association	UBS Bank USA	American Express National Bank
3	UBS Bank USA	UBS Bank USA	Wells Fargo Bank, National Association	UBS Bank USA
4	State Street Bank and Trust Company	Goldman Sachs Bank USA	U.S. Bank National Association	The Bank of East Asia Ltd.
5	JPMorgan Chase Bank, National Association	Deutsche Bank Trust Company Americas	JPMorgan Chase Bank, National Association	JPMorgan Chase Bank, National Association
6	Synchrony Bank	The Huntington National Bank	Deutsche Bank Trust Company Americas	State Street Bank and Trust Company
7	Deutsche Bank Trust Company Americas	Barclays Bank Delaware	American Express National Bank	Deutsche Bank Trust Company Americas
8	Barclays Bank Delaware	Synchrony Bank	Synchrony Bank	Manufacturers and Traders Trust Company
9	The Bank of East Asia Ltd.	Bank of China	Barclays Bank Delaware	Synchrony Bank
10	State Bank of India	State Bank of India	State Street Bank and Trust Company	Barclays Bank Delaware
11	The Huntington National Bank	Manufacturers and Traders Trust Company	Manufacturers and Traders Trust Company	Bank of China
12	Goldman Sachs Bank USA	Bank of Baroda	BMO Bank National Association	PNC Bank, National Association
13	Bank of China	The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	Bank of Baroda
14	PNC Bank, National Association	Wells Fargo Bank, National Association	State Bank of India	State Bank of India
15	Bank of Baroda	State Street Bank and Trust Company	Bank of China	The Huntington National Bank
16	BMO Bank National Association	PNC Bank, National Association	PNC Bank, National Association	BMO Bank National Association
17	Wells Fargo Bank, National Association	BMO Bank National Association	The Huntington National Bank	Wells Fargo Bank, National Association
18	Manufacturers and Traders Trust Company	Citibank, National Association	Bank of Baroda	Citibank, National Association
19	Citibank, National Association	U.S. Bank National Association	Citibank, National Association	Goldman Sachs Bank USA
Excess Bank List
1	U.S. Bank National Association	U.S. Bank National Association	U.S. Bank National Association	U.S. Bank National Association
2	Citibank, National Association	Citibank, National Association	Citibank, National Association	Citibank, National Association

Position	Region 5	Region 6	Region 7	Region 8	Business
	AL, AR, AZ, KY, LA, MO, OK, TN, TX	DC, DE, FL, GA, MD, MS, NC, SC	IA, IL, IN, MI, MN, ND, OH, SD, WI	NJ, PA, VA, WV All Other
1	Synchrony Bank	U.S. Bank National Association	Wells Fargo Bank, National Association	Wells Fargo Bank, National Association	Wells Fargo Bank, National Association
2	Bank of Baroda	PNC Bank, National Association	The Huntington National Bank	Goldman Sachs Bank USA	JPMorgan Chase Bank, National Association
3	American Express National Bank	State Bank of India	U.S. Bank National Association	UBS Bank USA	Synchrony Bank
4	State Street Bank and Trust Company	American Express National Bank	Synchrony Bank	Synchrony Bank	Barclays Bank Delaware
5	Deutsche Bank Trust Company Americas	JPMorgan Chase Bank, National Association	UBS Bank USA	Deutsche Bank Trust Company Americas	State Bank of India
6	Goldman Sachs Bank USA	Manufacturers and Traders Trust Company	JPMorgan Chase Bank, National Association	U.S. Bank National Association	PNC Bank, National Association
7	Wells Fargo Bank, National Association	Synchrony Bank	PNC Bank, National Association	JPMorgan Chase Bank, National Association	Bank of China
8	UBS Bank USA	UBS Bank USA	Deutsche Bank Trust Company Americas	American Express National Bank	Bank of Baroda
9	Manufacturers and Traders Trust Company	The Bank of East Asia Ltd.	Goldman Sachs Bank USA	Manufacturers and Traders Trust Company	State Street Bank and Trust Company
10	State Bank of India	Goldman Sachs Bank USA	Manufacturers and Traders Trust Company	State Bank of India	BMO Bank National Association
11	JPMorgan Chase Bank, National Association	Deutsche Bank Trust Company Americas	BMO Bank National Association	State Street Bank and Trust Company	The Bank of East Asia Ltd.
12	The Bank of East Asia Ltd.	Wells Fargo Bank, National Association	Barclays Bank Delaware	The Bank of East Asia Ltd.	Deutsche Bank Trust Company Americas
13	Barclays Bank Delaware	BMO Bank National Association	American Express National Bank	Bank of China	The Huntington National Bank
14	The Huntington National Bank	The Huntington National Bank	Bank of Baroda	The Huntington National Bank	Citibank, National Association
15	Bank of China	State Street Bank and Trust Company	Bank of China	PNC Bank, National Association	U.S. Bank National Association
16	BMO Bank National Association	Barclays Bank Delaware	The Bank of East Asia Ltd.	Barclays Bank Delaware
17	PNC Bank, National Association	Bank of Baroda	State Bank of India	BMO Bank National Association
18	Citibank, National Association	Bank of China	State Street Bank and Trust Company	Bank of Baroda
19	U.S. Bank National Association	Citibank, National Association	Citibank, National Association	Citibank, National Association
Excess Bank List
1	U.S. Bank National Association	U.S. Bank National Association	U.S. Bank National Association	U.S. Bank National Association	PNC Bank, National Association
2	Citibank, National Association	Citibank, National Association	Citibank, National Association	Citibank, National Association	Citibank, National Association

Eligible Accounts	Eligible Accounts (Cont.)	Ineligible Accounts
Committee (not incorporated)	Trust Under Agreement	Money Purchase Keogh (Premiere Select)
Conservator (estate)	Trust Under Will	Voluntary Money Purchase Keogh (Premiere Select)
Uniform Gifts to Minors Act	Bank	Profit-Sharing Keogh (Premiere Select)
Uniform Transfers to Minors Act	Church	Voluntary Profit-Sharing Keogh (Premiere Select)
Guardian	Corporate	Keogh MP BDA
Individual	Investment Club	Keogh PS BDA
Traditional IRA (Premiere Select)	Professional Association
Roth IRA (Premiere Select)	Professional Corporation
Rollover IRA (Premiere Select)	Unincorporated Association
SEP IRA (Premiere Select)	Limited Liability Corporation
SIMPLE IRA (Premiere Select)	Administrator
IRA BDA	Executor
Roth BDA	Partnership
Non-Prototype IRA
Non-Prototype Retirement Plan (401(a) plans)
Sole Proprietorship (not incorporated)
Joint Community Property
Joint Tenants in Common
Joint Tenants in Entirety
Joint Usufruct
Joint with Rights of Survivorship
Person Representative
Transfer on Death (Individual)
Transfer on Death (Joint tenants)
Transfer on Death (Joint entity)

*Please contact your financial advisor for more information.

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